How we charge for our advice
Financial Advice fees split in two parts: an initial fee for setting up new plans & an ongoing fee for the continued support and service from our advisers.
HOW IT WORKS
You only pay once we've completed your factfind and presented your recommendations.
01
First Free Meeting
A free, no-obligation chat to understand where you are now and what you'd like to achieve.
02
Factfind & Recommendations
We get to know your goals, circumstances and attitude to risk, so any advice is built around you.
03
Fees become payable
Only if you decide to go ahead with your personalised service. No hidden costs, no surprises.
Initial Fee
Our average initial fee is below the UK industry standard and is typically charged as a percentage of the capital you invest with us.
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Fees only become payable once we've completed your factfind and presented your personalised recommendations.
Not investing capital?
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For advice on specific areas, such as cashflow modelling, financial health checks or salary sacrifice, we offer fixed-rate fees, usually starting from £2,100.
Ongoing Fee
Our ongoing advice fee is below the UK industry average.
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In addition to our advice fee, there may be ongoing product or platform charges associated with the solutions we recommend (such as investment platforms or fund fees). Our aim is always to be as cost-efficient as possible while helping you meet your goals.
Costs explained upfront and reviewed regularly
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There are no hidden costs. We'll ensure you understand exactly what you are paying and why. ​
What's Included
Fully Transparent
Fees are clearly explained, and in writing before you agree to proceed.
No Performance Fees
No hidden costs, we are paid for advice not returns.
No Surprises
Fees only after you receive your recommendations.
Risk Warnings
Investment Risk
The value of investments and any income from them can fall as well as rise. Your capital is at risk and you may not get back the full amount invested.
Inflation
Inflation can reduce the real value of your savings and investments over time, so your plans should be reviewed regularly.
​Past Performance
Past performance is not a reliable indicator of future results. Any projected growth rates are a guide only and are not guaranteed.
Some Services Not Regulated by the Financial Conduct Authority
Some of the services we provide, such as certain forms of tax, trust and estate planning and aspects of cashflow modelling, are not regulated by the Financial Conduct Authority.
