What we do.

Business protection is vital to safeguarding the future of your company. We advise on solutions such as key person cover and business loan protection — helping mitigate financial risks and support continuity in the event of illness, death, or unexpected change.

Attract, retain, and support your team with a well-structured employee benefits package. We advise on a range of solutions — from workplace pensions and group life cover to health insurance and wellbeing initiatives — tailored to suit your business and workforce.

Workplace pensions are often a key part of your employee benefits offering and a legal obligation for most employers. We help set up and manage compliant, cost-effective pension schemes that support your employees’ retirement goals while aligning with your business needs. Whether you're reviewing an existing scheme or starting fresh, we provide clear guidance every step of the way. Disclaimer: Advice on auto enrolment pensions is not regulated by the financial conduct authority.

We help businesses make the most of surplus capital through tailored savings and investment strategies. Whether you're looking for low-risk cash management or long-term growth opportunities, we align your approach with your company’s objectives, risk appetite, and time horizon — ensuring your money works harder while remaining accessible when needed.

Salary sacrifice can be a tax-efficient way for company directors to structure their income. By exchanging part of your salary for pension contributions or other approved benefits, you could potentially reduce National Insurance and income tax liabilities while boosting long-term wealth. This strategy not only helps directors make the most of their earnings today but could also help strengthen financial security for the future. Disclaimer: It is important to note that salary sacrifice is not suitable for all employees. Employees’ pre-tax salary will be reduced.  Advice will be based upon individual circumstances.

Shareholder and partnership protection can help support business continuing if a key owner or partner passes away or becomes seriously ill. We help put the appropriate cover and legal agreements in place to provide funding for share purchase and assist in maintaining control within the business.